Enterprise Software
Upstart
Upstart is an AI-driven consumer lending platform using machine learning models to underwrite personal loans, auto loans, and other credit products, aiming to expand credit access beyond traditional FICO-score-based underwriting. Q1 2026 revenue rose 44% to $308 million as loan originations jumped 61% to $3.4 billion, though the company posted a wider net loss of $6.6 million on higher marketing spend; Upstart's AI credit model closed 12.6% of the distance to a theoretically perfect model versus 4.6% for traditional scoring, and it maintains 2026 guidance of about $1.4 billion in revenue.
Leading Indicators
Hiring and patent filing trends — the underlying numbers Momentum is computed from. Insider filing activity is tracked separately under Sources below.
Sources
Every claim traced to a primary source — evidence, recent activity, and insider filing behavior, all in one place.
Evidence
3 sources · 52% avg. source confidence
- The Motley Fool — Upstart posts 59% revenue growth, returns to profitability in FY202556% source confidence
- Upstart corporate site — Upstart corporate overview48% source confidence
- Investing.com — Upstart Q1 2026 slides: 44% revenue growth amid margin pressure52% source confidence
Insider Filing Activity
Counts filing frequency only — transaction direction/size wasn't parseable from the sampled filings · sourced from SEC EDGAR · as of Jul 28, 2026
Dependency Map
What Upstart depends on below, and who depends on Upstart above — click any node to make it the new center, 2 levels deep.
Connection type
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The Story So Far (last 6 months)
Auto-generated from this entity's dated milestones, relationship updates, and sourced evidence — not AI-written, just sorted.